1. 惟俭养德，惟移荡心。《明通鉴》卷六，太祖语

1. Only through frugality can one cultivate virtue, and only by quieting the wandering mind can one achieve tranquility. From the "Ming Tongjian" Volume 6, the words of the Great太祖.

2. 奢侈总是跟随着淫乱，淫乱总是跟随着奢侈。孟德斯鸠

2. Luxury always follows licentiousness, and licentiousness always follows luxury. - Montesquieu

3. 俭则约，约则百善俱兴；侈则肆，肆则百恶俱纵。清·金缨《格言联璧·持躬》

3. Frugality leads to moderation, and moderation fosters all good virtues; extravagance leads to license, and license allows all vices to flourish. Qing Jin Ying, "Maxims of Conduct"

4. 节俭朴素，人之美德；奢侈华丽，人之大恶。明·薛宣《读书录》卷七

4. Frugality and simplicity are the virtues of a person; extravagance and opulence are the great vices. Ming Xuan, Volume Seven of "Records of Reading"

5. 人惰而侈则贫，力而俭则富。《管子·形势解》?>

5. If a person is lazy and extravagant, they will be poor; if they are diligent and thrifty, they will be wealthy. (From "Guanzi: Shixing Jie")

6. 奢侈的必然后果风化的解体反过来又引起了趣味的腐化。卢梭

6. The inevitable consequence of luxury is the dissolution of manners, which in turn leads to the corruption of taste. Rousseau

7. 谁在平日节衣缩食，在穷困时就容易度过难关；谁在富足时豪华奢侈，在穷困时就会死于饥寒。萨迪

7. He who practices frugality in times of plenty finds it easier to overcome difficulties in times of poverty; he who indulges in luxury during times of affluence will die of hunger and cold in times of poverty. - Saadi

8. 俭为德之恭，侈为恶之大。《周书·韦孝宽传》

8. Frugality is the modesty of virtue, extravagance is the great vice. — From the Book of Zhou · Biographies of Wei Xiaokuan.

9. 历览前贤国与家，成由勤俭破由奢。李商隐

9. Having reviewed the achievements of the sages of the past, we see that success comes from diligence and thrift, while ruin stems from extravagance. - Li Shangyin

10. 由俭入奢易，由奢入俭难。宋·司马光《训俭示康》

10. It is easy to go from frugality to extravagance, but difficult to return from extravagance to frugality. — Song Dynasty, Sima Guang, "Training in Frugality and Displaying Health"

11. 夫君子之行，静以修身，俭以养德，非淡泊无以明志，非宁静无以致远。诸葛亮

11. The conduct of a gentleman is to cultivate himself in tranquility, to nourish his virtue through frugality. Without a tranquil mind, one cannot clarify one's aspirations; without serenity, one cannot achieve great distances. — Zhuge Liang

12. 仁以厚下，俭以足用。《资治通鉴》卷八九《晋纪十一》

12. To be kind to the lower ranks, and to be frugal to meet one's needs. This is from Volume 89 of The Comprehensive Mirror in Aid of Governance, under the "Jin Chronicles, Volume Eleven."

13. 静以修身，俭以养德。诸葛亮

13. To cultivate oneself through tranquility, to nurture virtue through frugality. — Zhuge Liang

14. 轻而多取，吾宁寡而俭用。弘一大师《格言别录》

14. Light and take much, I would rather have few and use sparingly. From Master Hongyi's "Proverbs and Records".

15. 惟俭可以惜福，惟俭可以养廉。清·钱泳《履园丛话·安安先生》

15. Only thrift can cherish blessings, and only thrift can cultivate integrity. Qing·Qian Yong, "Lü Yuan Conghua · An An Xiansheng"

16. 侈则多欲。君子多欲则念慕富贵，枉道速祸。司马光

16. Excess leads to many desires. A gentleman with many desires will think about and long for wealth and status, which will lead him astray and to swift misfortune. — Sima Guang

17. 为政之要，曰公与清。成家之道，曰俭与勤。宋·林逋《省心录》

17. The essence of governance is public service and integrity. The way to establish a family is frugality and diligence. From Song Dynasty Lin Bu's "Record of Self-Cultivation."

18. 强本而节用，则天不能贫。荀况

18. Strengthen the foundation and practice economy, then heaven cannot make one poor. - Xun Kuang

19. 侈而惰者贫，而力而俭者富。韩非

19. Those who are extravagant and lazy will be poor, while those who are industrious and thrifty will be rich. — Han Fei

20. 奢则妄取苟且，志气卑辱；一从俭约，则于人无求，于己无愧，是可以养气也。罗大经

20. If one is luxurious, they will act recklessly and settle for mediocrity, showing low spirit and dignity; but once they adopt frugality and moderation, they will have no demands on others and no regrets for themselves, which is the way to cultivate one's own character. — Luo Dajing