“农村老人月退休金超1000元，生活保障无忧！”

“Aged people in the countryside receive a monthly retirement pension over 1,000 yuan, ensuring their living security无忧！”

1. 鉴于以上三个案例，望各位网友和关心此政策的网友，一旦再下发此类通知，一定及时想法参加和办理退休，机不可失。因为这样的政策，是国家临时的过渡性政策，不是永远都有的。

1. Considering the above three cases, I hope that all netizens and those who are concerned about this policy will make sure to participate and handle their retirement promptly once such a notice is issued again, as this opportunity should not be missed. Because such policies are temporary transitional policies of the state and are not always available.

2. 虽然现在每个月的社保费又涨了，但咬咬牙还得坚持交着，为了退休以后有最基本的生活保障，为了不给儿女添更多的麻烦，为了自己活的稍有点尊严，为了退休以后没有挣钱能力的时候，自己手里边还能领点钱！

2. Although the social security fee has increased every month now, we still have to grit our teeth and keep paying it. It's for having the most basic livelihood security after retirement, for not adding more trouble to our children and grandchildren, for living with a bit of dignity, and for having some money in hand to receive when we are no longer able to earn money after retirement!

3. 以前人都说“养儿防老”，做父母的辛苦养大孩子，自己年纪大了就应该由孩子来照顾自己的老年生活。可是随着社会不断地进步城里人已经很少有人抱有这种想法了，随着我国进入了老龄化社会，一个孩子已经养不起自己的父母了，甚至有些人连自己都养不活，还要依靠父母偶尔帮助才行，养老已经成为社会性问题，在农村现在也有这种问题，农村虽然可以自己种粮食蔬菜，自己盖房子，但是养老依旧是一个比较沉重的话题。

3. In the past, people used to say, "Raising a son to prevent old age." Parents toil to raise their children, and as they grow older, they believe that it is their children's responsibility to take care of their old age. However, with the continuous progress of society, such ideas are becoming less common among city dwellers. As our country enters the aging society, it has become the case that one child cannot support both of their parents. Some people even struggle to support themselves and need occasional help from their parents. Aging has become a social issue. In rural areas, this problem also exists. Although rural people can grow their own food and vegetables, and build their own houses, the issue of aging remains a heavy topic.

4. 缴纳城镇居民养老保险对于农民来说压力不大，如果经济条件稍差还可以选择灵活的缴纳方式，这对于大部分的农民都是比较承受得了的，所以选择好自己能够承受的缴纳方式之后，越早缴纳将来享受的回报越高，幸福晚年就完全可以实现！

4. Paying for the urban residents' pension insurance does not pose much pressure on farmers. If their economic conditions are slightly worse, they can choose flexible payment methods. This is quite manageable for the majority of farmers. Therefore, after choosing a payment method that is within their means, the earlier they pay, the higher the returns they will enjoy in the future, and a happy and comfortable old age can be fully realized!

5. 但是你提到在农村地区生活，而这个农村地区生活和城市的生活，是截然不同的，在农村地区生活消费开支水平普遍来讲是比较偏低的，因为没有琳琅满目的商品，也没有供你可以消费使用的地方，所以说自己的消费开支将会大大减少。比如说你在城市里需要缴纳的物业费，垃圾费，水电费，网络费等等各项费用在农村可以省下不少钱，其中就包括物业费基本上是不会有了，所以在这方面来讲，其实自己的生活成本就会降低不少。

5. However, you mentioned living in rural areas, and the lifestyle in rural areas is vastly different from urban life. Generally speaking, the level of consumption expenses in rural areas is lower, as there are no abundant goods available for consumption, and there are no places for you to consume. Therefore, it is said that your consumption expenses will greatly decrease. For example, in the city, you need to pay for property fees, garbage fees, utilities, internet fees, and various other expenses, which you can save a significant amount of money on in rural areas. This includes the property fee, which essentially does not exist, so in terms of this aspect, your actual cost of living will decrease significantly.

6. 有人会说，这1000块钱在现在社会顶不了大事，甚至不够有钱人的一顿饭钱，但对于普通老百姓来说，省吃俭用，也差不多够用了！

6. Some might say that 1,000 yuan isn't much in today's society, even less than what a wealthy person might spend on a meal, but for ordinary people, saving and economizing, it's almost enough!

7. 跟人家退休金高的人没法比，但总比没有强吧，有多大能力办多大事儿，如果没有这1000，每个月朝儿女要1000块钱，你看难不难，不出几个月，估计儿女都不想给了！

7. You can't compare yourself to someone with a high pension, but it's still better than having none. Do as much as you can with what you have. If you didn't have these 1000 yuan, you would have to ask your children for 1000 yuan each month. Don't you think that would be difficult? Within a few months, I guess your children wouldn't want to give it anymore!

8. 下面我把所见所闻举三个事例分享给各位网友：

8. Below, I will share with you three examples of what I have seen and heard, to all the netizens:

9. 再加上如果说你是回农村老家，如果在农村老家有自己的耕地，那么你完全可以在自己的耕地当中种出一定的口粮来，所以说在农产品消费一方面也可以降低不少的费用，在这种前提下实际上，你的这个1000多块钱等同于城市里面的，2000多块钱对于自己来说虽然收入水平不是很高，但是在农村地区完全是能够满足自己的衣食住行。

9. Furthermore, if you return to your rural hometown, and if you have your own cultivated land there, you can definitely grow a certain amount of food on your land. Therefore, on the aspect of agricultural product consumption, you can also reduce a significant amount of expenses. Under this premise, in fact, your 1,000 or more yuan is equivalent to 2,000 or more yuan in the city. Although the income level is not very high for yourself, in rural areas, it is completely sufficient to meet your needs for food, clothing, housing, and transportation.

10. 这1000块钱的退休金，在农村，精打细算，足够花了，不嫌少，有总比没有强！

10. This 1,000 yuan retirement pension is enough for living expenses in the countryside with careful budgeting, not too little, and it's always better to have some rather than none!

11. 第四，缴纳的档次也不是一档，应该是三个档次，大约是5万元、7万元、9万元左右不等。主要是根据个人的经济承受能力选择档次。所以，将来拿的养老金也不同。

11. Fourthly, the levels of contribution are not all the same; there should be three levels, approximately 50,000 yuan, 70,000 yuan, and 90,000 yuan, with different amounts. The main factor in choosing the level is the individual's economic bearing capacity. Therefore, the pension received in the future will also vary.

12. 第三，多年在国有企业从事工作的临时工、家属工等和在农村长期被县、镇政府部门、单位借调、帮忙的农民临时工等。

12. Thirdly, temporary workers and family workers who have worked for state-owned enterprises for many years, and farmers who have been temporarily borrowed or assisted by county and town government departments and units in rural areas for a long time.

13. 农民想要在60岁以后每个月领取到千元以上的养老金，性价比最高的缴纳方法就是选择城镇居民养老保险，城镇居民养老保险缴纳金额灵活，可以选择阶段式缴纳方法，像像先交纳低一些的金额，后期再缴纳高一些的档位，相比新农合的养老金太低，和职工养老保险缴纳数额太大，最适合农民缴纳的就是城镇养老保险了。

13. If farmers want to receive a pension of over 1,000 yuan per month after the age of 60, the most cost-effective payment method is to choose the Urban Resident养老保险. The payment amount of the Urban Resident养老保险 is flexible and can be chosen in a staged manner, such as initially paying a lower amount and then paying a higher tier later. Compared to the low pension of the New Rural Cooperative Medical System and the high payment amount of the Employee养老保险, the Urban养老保险 is the most suitable option for farmers to contribute to.

14. 老了，有退休金，就是晚年生活的保障，就是晚年生活的尊严，不用看儿女的脸色过日子，这1000多块钱的退休金在老家精打细算的过，也能过得去，因为老家消费水平低，菜可以自己种，粮食可以自己种，物价也便宜，有这1000和没这1000差别大着呢！

14. When one grows old and has a pension, it serves as a guarantee for the latter years of life, as well as the dignity of old age. There is no need to live by the favor of one's children. With this 1000-plus yuan in retirement benefits, one can still manage to live comfortably in one's hometown through careful budgeting. This is because the cost of living in one's hometown is low, vegetables can be grown at home, as can grains, and the prices are also affordable. There is a significant difference between having this 1000 yuan and not having it!

15. 其次，据我所知此政策不仅限于农民兄弟，也包括城镇因建设用地后无收入来源的居民。

15. In addition, as far as I know, this policy is not limited to our farmer brothers but also includes urban residents who have no income source after the land is used for construction.

16. 案例⒊ 我的亲戚（女）农村户口，随子女在城市常年居住，2016年接村里的告知，说接县里通知（通知内容与案例2基本一致），缴费办理退休。并随即办理了缴费退休手续。并在2017年享受到了2016年退休上调工资的待遇。

16. Case 3: My relative (female) holds a rural household registration and has been living in the city with her children for a long time. In 2016, she received a notification from the village, which was about a county-level notification (the content was basically consistent with Case 2), indicating that she should pay fees to apply for retirement. She promptly handled the retirement fee payment procedures. In 2017, she enjoyed the increased retirement salary that was adjusted for the year 2016.

17. 只不过在农村地区生活也是有一定的弊端，作为退休老人来讲，那么本身年龄是比较偏大，看病就医的概率相对来说是比较高的，所以说农村地区看病其实并不像城市里面看病这么方便，比如说你生活在城市，尤其是住在一些比较好医院的旁边的社区，那么这种情况下看病就医非常的方便，可能你上午去预约挂号，当时就能够正常完成自己的看病，但是在农村地区你至少要提前赶到城市，然后甚至在自己的县城看不了病之后，还要来到这个地级市或者省会城市，那么舟车劳顿等各个方面来讲，确实是不如城市里面方便。

17. However, living in rural areas also has its drawbacks. For retired elderly people, their age tends to be on the higher side, and the probability of needing medical treatment is relatively high. Therefore, getting medical treatment in rural areas is not as convenient as in urban areas. For example, if you live in the city, especially in a community near a good hospital, medical treatment is very convenient. You might be able to make an appointment and complete your medical treatment that same morning. But in rural areas, you would at least need to travel to the city in advance, and after being unable to receive treatment in your own county, you would even have to come to this prefectural city or provincial capital city. In terms of the inconvenience of traveling by boat and car, etc., it is indeed less convenient than in the city.

18. 养老保险的缴纳原则就是，多缴多得，长缴多得。如果经济条件比较好，每年能够拿出7000元到8000元缴纳职工养老保险，连续缴纳15年，到了退休年龄拿到的就不止千元以上的养老金了，由于农村收入水平普遍偏低的情况，拿出十几万来缴纳养老保险确实是有难度的，我个人比较

19. 我国已经逐渐进入了老龄化社会，养老已经成为不容忽视的话题，想要获得一个比较舒适的老年生活靠儿女已经不可能了，现在社会压力大大多数的年轻人的收入都不足以给父母养老，甚至于有些孩子还时常需要父母帮衬一下，自己把钱存到银行里可能都跑不过通货膨胀，所以最好的办法就是缴纳养老保险，这种说法对于农村一样适用，选择一个自己能够承受的缴纳方式，尽量在年轻的时候多交一点，老年就能获得更多的回报，不用看儿女脸色，过自己想要的老年生活，这对于大多数人来说，都是一个相当幸福的晚年生活。

18. The principle of contribution to the pension insurance is that the more you pay, the more you get, and the longer you pay, the more you get. If the economic conditions are good, and you can afford to pay 7,000 to 8,000 yuan annually for the employee pension insurance, and you continue to pay for 15 consecutive years, by the time you reach retirement age, you will receive more than a thousand yuan in养老金. Given that the rural income levels are generally low, it is indeed challenging to raise tens of thousands of yuan to pay for pension insurance. Personally, I find that... 19. Our country has gradually entered an aging society, and aging has become an issue that cannot be ignored. It is no longer possible to rely on children to enjoy a comfortable old age. Now, with the pressure of society, the income of most young people is not enough to support their parents in their old age, and some children even need their parents' assistance frequently. It may not even keep up with inflation if they save money in the bank. Therefore, the best solution is to pay for pension insurance. This applies to rural areas as well. Choose a payment method that you can afford, try to pay more when you are young, and you will receive more returns in your old age. You won't have to rely on your children and can enjoy the retirement life you desire. For most people, this is a rather happy and fulfilling old age.

20. 随着农民养老意识的提高，现在越来越多的农民也开始缴纳养老保险，甚至有些思想比较活跃，经济条件比较好的农民就想要选择相对更合适的养老保险，这样将来到了退休年龄就可以领到一笔足以保障生活的养老金了。

20. With the increasing awareness of elderly care among farmers, more and more farmers are now starting to pay for pension insurance. Even some farmers with more active thinking and better economic conditions want to choose a relatively more suitable pension insurance plan. This way, when they reach retirement age, they can receive a pension that is sufficient to ensure their living standards.

21. 首先，确定此行为是政府行为，而非保险公司行为。

21. Firstly, determine that this action is a government action, rather than an insurance company action.

22. ​最主要是不用看任何人的脸色，包括儿女，可以买自己想买的东西，自己的钱自己花，理直气壮！

22. The most important thing is not having to worry about anyone's face, including that of one's children, being able to buy what one wants, spending one's own money as one wishes, with full confidence and pride!

23. 最后，我想说明的是，这样的政策，不是全国性的，是各省根据本地区经济发展的具体情况而定。

23. Finally, I would like to clarify that such policies are not nationwide but are determined by each province based on the specific circumstances of their regional economic development.

24. 所以这是我们在农村地区生活的弊端，其实有很多退休老人，他是这种候鸟式的生活，什么意思呢就是说在气候条件比较好的时候，可能选择在农村生活，因为在农村生活毕竟可以享受到田园风光，享受到清澈的泉水等各方面，这是城市里面所不具备的因，为喧嚣繁华的城市，它实际上空气。气候等各个方面确实是没有农村这么好。

24. So this is the disadvantage of living in rural areas. In fact, there are many retired elderly people who lead a migratory lifestyle like this. What does this mean is that when the climate conditions are better, they may choose to live in the countryside because, after all, living in the countryside allows one to enjoy the scenery of the countryside, the clear springs, and various other aspects that are not available in the city. The bustling and繁华的城市，in fact, lacks the air quality and climate conditions that are as good as those in the countryside.

25. 因为农民普遍收入低，作为子女不仅要养老人，还要养孩子，这些费用加起来的经济压力也是很大的，如果父母到了退休年龄能够拿上千元左右的养老金，无疑减轻了子女的很大压力。现在农村大部分都缴纳了新农合，但是新农合缴费低，可能够拿到手的也不过几百块，这点钱确实就算是在农村有点太低了。靠这些钱维持日常生活就太难了。那么不少农民开始考虑缴纳城镇居民养老保险，或者缴纳职工养老保险，这样虽然缴纳的多了，但是将来拿到手的也很多，过个有质量的晚年就有一定的保障！

25. Because farmers generally have low incomes, as children, they not only have to support their elderly parents but also raise their own children. The economic pressure from these combined expenses is also significant. If parents, upon reaching retirement age, can receive a pension of about 1,000 yuan, it undoubtedly relieves a great burden on their children. Now, most rural areas have contributed to the New Rural Cooperative Medical Scheme, but the contribution is low, and the amount received may only be a few hundred yuan, which is indeed too low even in rural areas. It is too difficult to maintain daily life with such a small amount. Therefore, many farmers have started to consider contributing to the Urban Resident养老保险 or the Employee养老保险. Although the contributions are higher, the amount they will receive in the future is also substantial, providing a certain guarantee for a quality later life!

26. 案例⒈2010年一位随夫在我单位常年从事家属工的女同志找到我，要求在一张表上签字盖章，并出具证明，证明其长期从事了单位的家属工工作。目的就是交一部分费用后办理退休。当时此人享受700多元/月的待遇。

26. Case 1: In 2010, a female employee who had been working as a domestic staff at our unit for a long time, following her husband, approached me. She requested that I sign and stamp a document and issue a certificate proving that she had been engaged in the domestic staff work of our unit for a long time. The purpose was to pay a portion of the fees in order to process her retirement. At that time, she was enjoying a monthly benefit of over 700 yuan.

27. 要不都说老了钱比儿女更可靠，给儿女要钱，一个月两个月行，一年两年也行，每个月要儿女的脸色就没那么好看了！

27. Isn't it often said that as one gets older, money is more reliable than children? Asking children for money is fine for a month or two, and even for a year or two, but if you have to face their expressions every month, it's not so pleasant!

28. 你提出《网上说的农民补缴养老金9万多可以月领800-1400元是真的吗？》的问题，确有此说法。但我看了很多专家的回答，有些不尽相同。现将我的所见所闻与广大网友分享。

28. You raised the question, "Is it true that farmers who make an extra payment of more than 90,000 yuan online can receive a monthly payment of 800-1400 yuan?" Indeed, there is such a claim. However, after reading many experts' answers, I found some of them to be quite different. Now, I would like to share what I have seen and heard with all the netizens.

29. 当然你的养老金1000多块钱长期在农村地区生活肯定是没有任何的问题，因为本身再加上养老金每一年都是在不断的增长，所以说随着你退休年龄的偏大，你的养老金待遇水平，也只会是越来越高，今后在农村地区生活的这个生活质量也只会是越来越好，所以说虽然这个收入水平并不是很高，但是满足自己正常的生活是没有任何的问题。

29. Of course, living in rural areas with a pension of over 1000 yuan is not a problem at all, because your pension itself, plus the increase every year, continues to grow. Therefore, as your retirement age becomes older, your pension benefits will only increase, and the quality of life in rural areas will also get better and better in the future. So, although this income level is not very high, it is more than enough to meet your normal living needs.

30. 以上情况，仅是个人见解，不足之处还请网友见谅。

30. The above situation is merely a personal opinion, and please forgive any shortcomings from netizens.

31. 在农村生活，每个月的退休金是1000多块钱，是什么水平呢其实1000多块钱的养老金在整个退休人员的行列队伍当中其实并不是一个很高的水平，因为2021年平均养老金的待遇，大概在3200元左右。很显然，你仅仅只有1000多块钱的养老金，是明显偏低于平均养老金的水平，属于一个比较偏低的待遇标准。

31. Living in the countryside, the monthly pension is over 1000 yuan. What level is that? In fact, over 1000 yuan in pension is not a high level among the entire ranks of retirees, because the average pension treatment in 2021 was about 3200 yuan. It is obvious that having only a little over 1000 yuan in pension is significantly below the average pension level, and belongs to a relatively low treatment standard.

32. 案例⒉ 本人的朋友（男）属城镇居民（后来转为）城市建设占用本村用地，无收入来源。2014年村里接上级通知，可交一部分费用，享受退休待遇。《通知》在村公示栏公布，通知分三个档次，个人根据经济情况随意选择确定。目前已享受退休待遇，连续三年上调工资。

32. Case 2: The friend (male) of the individual is a city resident (later transferred) whose land was occupied for urban construction, and has no source of income. In 2014, the village received an order from the higher authorities that allowed for the payment of a portion of the fee, which entitled them to retirement benefits. The "Notice" was posted in the village public bulletin board, with the notice divided into three tiers, and individuals could freely choose and determine based on their economic situation. The individual has now been enjoying retirement benefits, with the salary being increased annually for three consecutive years.