1. 败家很容易，好比水推沙。

1. It is easy to squander money, just like water pushing sand.

2. 俭，德之共也；侈，恶之大也。

2. Frugality is a common virtue; extravagance is a great vice.

3. 勤能补拙，省能补贫。

3. Diligence can compensate for natural deficiencies, while thrift can compensate for poverty.

4. 不珍视秋天的人，不会真正爱春天;不珍惜果实的人，不会真正爱花朵。

4. Those who do not cherish autumn will not truly love spring; those who do not value the fruit will not truly love the flowers.

5. 以俭立名，以侈自败。宋·司马光《训俭示康》

5. To establish a reputation through frugality, and to bring oneself down by extravagance. From Song Dynasty, Sima Guang's "Exhortation on Frugality for Kang."

6. 由俭入奢易，由奢返俭难。

6. It's easy to go from frugality to extravagance, but difficult to return from extravagance to frugality.

7. 不喝酒，不抽烟，三年省下无数钱。

7. Not drinking alcohol and not smoking can save a substantial amount of money over three years.

8. 小富由俭，大富由天。

8. Wealth in moderation leads to modest prosperity, while great wealth is in the hands of fate.

9. 学习愚公老，干劲不放松。

9. Learn from the old man Yu Gong, never relax the enthusiasm and diligence.

10. 若要生活好，勤劳、节俭、储蓄三件宝。

10. To live well, diligence, thrift, and savings are the three treasures.

11. 俭，德之共也；侈，恶之大也。——《左传·庄公二十四年》

11. Frugality is the commonality of virtue; extravagance is the great evil. —— Zuozhuan (The Spring and Autumn Annals of the State of Lu), Chapter 24 of Duke Zhuang's reign.

12. 创业艰难苦，好似针挑土。

12. The hardships of entrepreneurship are as arduous as picking soil with a needle.

13. 辛苦得来的果实，不要一口气把它吃完。

13. Don't eat the fruit of your hard work all at once.

14. 民生在勤，勤则不匮。

14. People's livelihood depends on diligence, and with diligence, there will be no lack.

15. 细水和流，吃穿不愁。

15. Small but steady, never worrying about food and clothing.

16. 27披着破大氅的，往往是个好酒徒(西班牙)

16. He who is dressed in a tattered cloak is often a good drinker (Spain)

17. 饮水要思源，吃饭当节俭。粒粒盘中餐，皆是辛苦换。

17. When drinking water, remember the source; when eating, be thrifty. Every grain on the plate is the result of hard work.

18. 节约节约，积少成多，一滴两滴，汇成江河。

18. Save and save, accumulate little by little, a drop here and a drop there, they gather to form rivers and streams.

19. 一勺勺积累的东西，不要用桶倒出去。

19. Do not pour out what you have accumulated bit by bit with a bucket.

20. 俭能修身德，不贪不义财。

20. Frugality can cultivate one's character and virtue; do not seek unrighteous wealth.

21. 31披着破大氅的，往往是个好酒徒(西班牙)

21. The one wrapped in a tattered overcoat is often a good drinker (Spain)

22. 钢用刀口上，钱用必需时。

22. Use money when necessary on the steel blade.

23. 历览前贤国与家，成由勤俭破由奢。

23. Having reviewed the histories of ancient states and families, we find that prosperity comes from diligence and thrift, while decline comes from extravagance.

24. 5俭，德之共也;侈，恶之大也。——《左传庄公二十四年》

24. Frugality is a common virtue; extravagance is a great vice. — Zuozhuan (The Spring and Autumn Annals of the State of Lu), Chapter 24 of the Duke of Zhuang's Era.

25. 生产勤在前，开支俭在先。

25. Prioritize productivity in production and economy in expenditures.

26. 浪费是支出，节约是收入。

26. Waste is an expenditure, and saving is income.

27. 勤是摇钱树，俭是聚宝盆。

27. Diligence is a money tree, thrift is a treasure pot.

28. 常将有日思无日，莫待无时思有时。

28. Often think of the days when there are no worries, never wait until there are worries to think of the days when there are.

29. 富了不变色，永保勤俭格。

29. Rich but unchanging, always maintaining a thrifty character.

30. 一米一谷，都是春夏秋冬滴汗水的收获，请珍惜。

30. One meter, one grain; all are the harvest of sweat in the four seasons of spring, summer, autumn, and winter. Please cherish them.

31. 节省下来多少，就是得到多少。

31. How much you save is how much you get.

32. 欲求温饱，勤俭为要。

32. To seek warmth and food, frugality and industry are essential.

33. 俭节则昌，淫佚则亡。

33. Frugality and thrift lead to prosperity, while extravagance and wastefulness lead to decline.