存钱是底气与坚忍的保障，未雨绸缪总没错。

Saving money is a guarantee of confidence and perseverance, and it is always right to prepare for the rainy days.

1. 韩剧《三流之路》里女主角崔爱拉为了资助前男友考研，每天辛辛苦苦工作，从来不舍得为自己购置新衣服和包包，将挣的每一分钱都存起来供前男友读书，最后却意外发现男朋友出轨，可谓是钱、爱情、自己三者皆受损。

1. In the Korean drama "The Road Less Traveled," the female lead, Cui Aila, works tirelessly every day to support her ex-boyfriend's postgraduate studies. She never buys new clothes or bags for herself, saving every penny to finance her ex-boyfriend's education. However, she unexpectedly discovers that her boyfriend has been cheating on her, resulting in losses in all three aspects: money, love, and herself.

2. 我们总是习惯了未雨绸缪，从小到大都被教育要先苦后甜。

2. We are always accustomed to preparing for rainy days, and from a young age, we are educated to prioritize hard work before sweet rewards.

3. 当时住院治疗，光医药费一次性就要50万，还不连之后恢复的费用。

3. At that time, the medical expenses alone for the hospitalization were a one-time payment of 500,000 yuan, not including the costs for recovery afterwards.

4. 聚会浪费钱，所以你推脱拒绝；旅行费用贵，所以你节假日宅在家；节日和纪念日的礼物花费大，所以你只是简单的对自己说了声节日快乐。

4. Parties are expensive, so you make excuses and refuse to attend; travel expenses are high, so you stay at home during holidays; gift expenses on festivals and anniversaries are substantial, so you just simply wish yourself a happy holiday.

5. 少买无用之物，多存实用之钱，享受简约生活带来的快乐和幸福！”

5. Buy less of the unnecessary, save more of the useful, and enjoy the happiness and well-being that a simple life brings!

6. 当生一次大病，你就能明白，没钱的苦比死亡更可怕。你没能力对抗生活的风险，巨额的医疗费足以压垮你的整个人生。

6. When you have a serious illness once, you'll understand that the pain of having no money is even scarier than death. You are not capable of combating the risks of life, and the huge medical expenses are enough to crush your entire life.

7. 人来求我三春雨，我求他人六月霜。天上下雨，地上滑，自己跌倒自己爬，若想要别人帮你一把，还需要烟换烟，茶换茶。莫言说：“不管你多么善良，当你没价值时，就算你温柔的像只猫，别人都嫌你掉毛。人性都是很恶心的。任何人都不会因为你爱他而来爱你。对方只会因为你优秀而来爱你。你的价值就是你的一切。很少有纯粹的好人或者坏人。”

7. People come to ask me for the spring rain, and I ask others for the frost in June. When it rains from the sky, the ground becomes slippery, and if you fall, you have to get up by yourself. If you want others to give you a hand, you still need to exchange cigarettes for cigarettes, and tea for tea. Mo Yan said: "No matter how kind you are, when you are of no value, even if you are as gentle as a cat, others will still find your fur annoying. Human nature is very repulsive. No one will love you just because you love them. The other person will only love you because you are excellent. Your value is everything. There are very few purely good or bad people."

8. 成年人的字典里没有容易二字，特别是人到中年，上有老下有小，没有一点积蓄，怎么应对那些突如其来的风险。

8. There is no word for "easy" in the dictionary of adults, especially when one reaches middle age, with elderly parents above and young children below, and without any savings, how can one cope with those sudden risks that come out of nowhere.

9. 钱，是一个人最大的底气。经历多了以后，你会发现靠谁都靠不住，即使是父母，即使是孩子，即使是兄弟姐妹，即使是夫妻，即使是最好的朋友，不谈钱的时候还好，一谈钱全玩完！

9. Money is a person's greatest confidence. After experiencing a lot, you will find that you can rely on no one, not even your parents, children, siblings, spouse, or best friends. It's fine not to talk about money, but as soon as the topic turns to money, everything falls apart!

10. 一段非常通透的话：

10. A very transparent statement:

11. 唯有当我们少点挥霍，多存点钱，那么我们才能在将来昂首挺胸，干什么都有底气。

11. Only when we spend less and save more money, can we confidently face the future and have the confidence to do anything.

12. 未雨绸缪，才能有备无患。想要安度晚年，请尽量在年轻的时候多赚钱，多存点钱。这样到了晚年，你才不会为柴米油盐发愁，不会孤苦无依。

12. It is better to prepare for a rainy day than to be caught unawares. To enjoy a peaceful retirement, try to make more money and save more when you are young. In this way, when you reach old age, you won't worry about daily necessities like firewood, rice, oil, and salt, and you won't be lonely and destitute.

13. 中年人，舍弃了很多不必要的社交，更加稳重也更加踏实了。这时候，他们上有老下有小，与其说最聪明的活法是存钱，倒不如说是在压力之下，除了存钱，他们别无选择。

13. Middle-aged people have given up many unnecessary social activities and have become more stable and grounded. At this time, with the elderly above and the young below, it is more of a smart way to live not so much by saving money as by having no choice but to save money under the pressure.

14. 有钱你才有底气，去迎接未来道路上的一切风风雨雨，不管发生什么事情，才不至于谎了心神。

14. You only have confidence with money, to embrace all the storms and trials on your path to the future, no matter what happens, so that you don't lose your composure.

15. 没有谁能够保证自己一生都会顺遂，一生都会没病没灾！

15. No one can guarantee that they will have a smooth life throughout their entire life, without any diseases or misfortunes!

16. 成年人的心酸和无奈似乎都因钱始 ，于是我们拼命工作、努力挣钱。

16. The bitterness and helplessness of adults seem to stem from money, so we work hard and strive to earn money.

17. 虽然有钱消费，享受生活是一个人长期奋斗的目标，但是在金钱还不能真正的满足生活，提升品质生活的时候，一个人的目标就是赚钱跟存钱，别无他想。如果此时一味地去消费享受生活，盲目花销，等花光了大部分的积蓄，真正需要金钱的时候身无分文，此时才考虑到存钱的重要性，为时已晚。

17. Although having money to consume and enjoy life is a long-term goal for many, when money cannot truly satisfy life or improve the quality of life, a person's goal is simply to make and save money, with no other thoughts. If one goes on a spending spree and blindly spends money at this point, only to exhaust most of their savings and find themselves penniless when they truly need money, then it is too late to realize the importance of saving money.

18. 有钱的人生不一定会幸福，但缺钱的人生一定不会幸福。

18. A wealthy life does not necessarily mean happiness, but a life without money definitely will not be happy.

19. 被动收入的增加才是钱越来越多的另一方式，如果没有被动收入，就应该存钱，最好被动收入和存钱一起进行。

19. The increase in passive income is another way to have more money. If there is no passive income, one should save money, and it's best to combine both passive income and saving.

20. 小结：人到中年，存钱是对的，也是必须的，但会存钱不是最好的活法。相反， 最好的活法是感恩 社会 ，多作奉献，善花钱，会花钱，该花的要舍得花，花到点子上，花到最痛处。中年人尤其要注意身心 健康 。 健康 安全才是第一位的，切莫重蹈“中年拿命换钱，老年用钱换命”的覆辙 。

20. Summary: It is right and necessary to save money as one enters middle age, but being a good saver is not the best way to live. On the contrary, the best way to live is to be grateful to society, to make more contributions, to spend money wisely, to know how to spend, and to be willing to spend on the essentials, to spend it to the point, and to the extent that it is most needed. Middle-aged people should especially pay attention to their physical and mental health. Health and safety should always be the top priority, and we should not repeat the mistake of 'trading one's life for money in middle age and using money to buy back one's life in old age'.

21. 唯有经济独立，你才看不到那么多苟且，你才不用低三下四。你才有底气挺直腰板，你才有资格和条件与别人谈判，你才能更理智的去接受爱与被爱。 ​​​​

21. Only with economic independence can you not see so much compromise, and you don't have to kowtow. You have the confidence to stand tall, you have the qualification and conditions to negotiate with others, and you can approach love and being loved more rationally.

22. 但是存钱最大的好处就是在需要钱的时候可以解决大部分人所发生的问题，生活中很多人因为缺钱而错过很多事情，缺钱而失去了很多，没钱就要想办法赚钱，有钱就要存钱，才能在需要钱的时候，不再烦恼，需要钱的时候，不再低三下四得到处去求人。

22. However, the greatest benefit of saving money is that it can solve most of the problems that people face when they need money. Many people miss out on a lot of things in life because they lack money and lose a lot as a result. If you don't have money, you need to find ways to make money, and if you have money, you should save it so that when you need money, you won't be troubled, and you won't have to bow and scrape to beg people for money.

23. 那些花呗，信用卡到期后的催款电话，真的让提前消费变得很幸福吗？

23. Are those reminder calls for repayment after the expiration of the Huabei (a credit service provided by Ant Group) and credit card really making the act of pre-consumption happy?

24. 在他离开的时候一块聊天，问他将来有什么打算，他说：

24. While he was leaving, we chatted with him and asked about his plans for the future. He said:

25. 那一刻他整个家的天都塌了，为了给他治病，他的父母，他的妻子到处求人筹钱、借钱。

25. At that moment, the sky fell for his entire family. In order to treat his illness, his parents and his wife went around asking people for money and borrowing money.

26. 有钱莫忘无钱日，落难何曾见几人。人来求我三春雨，我求他人六月霜icon。

26. Do not forget the days of being poor when you have money, and how many have you ever seen in distress? People come to ask me for the spring rain, but I seek from others the frost of June.

27. 当一个人学会了存钱，那么他就会有对未来生活的选择权。所以，不管现在的你收入多少，你都得要学会为自己做规划，学会存钱。

27. When a person learns to save money, they will have the right to choose their future life. Therefore, no matter how much income you have now, you must learn to plan for yourself and learn to save money.

28. 成年人的安全感都是钱给到的，有了钱你就不用为柴米油盐发愁，不让自己的人生失去选择权。

28. Adults' sense of security comes from money. With money, you don't have to worry about daily necessities like firewood, rice, oil, and salt, and you don't let your life lose the power of choice.

29. 人到中年，精力旺盛，满足自己日常生活开支外，就应该存钱。俗话说蓄水防旱，蓄谷防饥。五十岁以上能力下降六十岁后吃老本，再有几十万存款，加上退休金一般家庭开支和疾病就能应付差不多。总之，手中有钱心里不慌……

29. By middle age, with abundant energy, in addition to covering daily living expenses, one should start saving money. As the saying goes, store water to prevent drought and store grain to prevent hunger. After the age of fifty, abilities decline, and by the age of sixty, one should rely on savings. With several hundred thousand in savings and a retirement pension, a general family can manage most expenses and medical costs. In summary, having money in hand brings peace of mind...

30. 手里有钱，遇事不慌。人不论在什么年龄段，都要有未雨绸缪的计划。一个人如果不知道存钱，有多少花多少，没有储蓄的意识，等到需要用钱时就会慌乱了。

30. If you have money in hand, you won't panic when faced with difficulties. No matter what age a person is, they should have plans for future contingencies. If someone doesn't know how to save money, spending as much as they earn without any savings consciousness, they will be confused when they need money.

31. “钱不是存出来的，而是花出来的，人都是越花钱越有钱，越存钱越穷。”

31. "Money is not saved but spent; people get richer by spending more and poorer by saving more."

32. 人这辈子，也许钱不能做的事情很多，有钱的人也不一定都快乐，但是它却能够解决人生99%的烦恼。

32. In a person's life, perhaps there are many things money cannot do, and not all wealthy people are happy, but it can solve 99% of the troubles in life.

33. 上富裕之路，过上好日子，反倒是自已和家人落下了一身疾病；亲情、友情在省钱中也无形淡漠了；几十年家庭面貌依旧，什么大事也没有做成，房子还是那个旧房子，车子还是那个破车子，日子过得好不艰辛。由此，妻子和孩子总是笑我，“你是个只知道抱存钱罐睡觉的人。”

33. On the path to wealth and a good life, instead, I and my family have fallen ill; kinship and friendship have been inadvertently dimmed in the process of saving money; for decades, the family's appearance remains unchanged, with no major achievements to speak of. The house is still the old one, the car is still the dilapidated one, and life is far from easy. As a result, my wife and children often laugh at me and say, "You're just a person who knows how to sleep with a piggy bank."

34. 当然没有，甚至很多人因为提前消费，还不上欠款，而走上了绝路。

34. Of course not, even many people have resorted to extreme measures because of early consumption and being unable to repay their debts.

35. 我大哥年轻时花钱大手大脚，也不懂得好好过日子。他现在是没房没存款，一直住儿子的房子，前几天和儿子闹矛盾，儿媳妇要卖房，把他赶了出来。

35. My elder brother was extravagant with money when he was young and didn't know how to live a frugal life. Now he has no house and no savings, and has been living in his son's house. A few days ago, he had a conflict with his son, and his son-in-law wanted to sell the house, so he was kicked out.

36. 我们拼命的挣钱是为了让自己能够过上更好的生活。

36. We strive hard to earn money so that we can live a better life.

37. 所以，他花钱从没有节制，工作十几年存款也就一两万。

37. Therefore, he has never spent money with restraint, and after working for a decade and a half, he has only saved 10,000 to 20,000 yuan.

38. 如果可以，请你还是没事多赚钱吧。面对生活突如其来的冲击，你会发现钱能给人带来便利、尊严，有钱你就有更多的选择，没钱你除了忍受别无选择。

38. If possible, please keep making money as much as you can. When faced with the sudden shocks of life, you will find that money can bring convenience and dignity to people. With money, you have more choices; without money, you have no other choice but to endure.

39. 以后的养老问题，依靠社保，也不一定会过得很舒服

39. Regarding the issue of old-age care in the future, relying on social security doesn't necessarily mean one will live comfortably.

40. 在你拒绝、推脱的时候，你省下了不知何时才能派上用场的金钱， 却丢失了社交的人脉、看大千世界的机会以及节日和纪念日的独特感和仪式感。

40. When you refuse or decline, you save money that may never be used, but lose the social connections, the opportunity to see the vast world, and the unique sense of festivals and anniversaries along with the rituals.

41. “千万不要乱花钱了，衣服能穿就不要买新的，上班能走就不要开车。现在的钱越来越不好赚了省点花，不该买的就别买，把钱存起来，手中有粮心不慌，卡里有余额也放心。

41. "Absolutely don't spend money carelessly. Don't buy new clothes if they're still wearable, and don't drive to work if you can walk. Money is getting harder and harder to earn these days, so save some. Don't buy things you don't need, and save the money. A person with food in their hand is not worried, and having a balance in your card gives you peace of mind."

42. 穷在闹市无人问，富在深山有远亲！现在的人都比较势利，也比较现实，谁也不想和穷人做朋友！

42. When poor, even in the bustling city no one cares; when rich, even in the remote mountains there are distant relatives! Nowadays, people are quite status-conscious and realistic; no one wants to be friends with the poor!

43. 李**作为一名律师，常常因为工作加班加点，无休止的消耗自己的身体。

43. Li **, as a lawyer, often works overtime, tirelessly wearing down his own body due to the demands of his job.

44. 不要因为觉得东西贵而在一眼相中的东西面前犹犹豫豫， 在这世上，你最宝贵，所以你配、你值得拥有。

44. Do not hesitate before something you instantly love just because you think it's expensive. In this world, you are the most valuable, so you are worthy and deserve to have it.

45. 很多人都是得过且过的生活，最后需要钱的时候无人相助，为何不在早期存钱来应对后期危机。

45. Many people live a take-it-as-it-comes life and find themselves without help when money is needed. Why not save money early on to deal with future crises?

46. 钱，能带给人尊严，能使人不用低声下气，让人有底气的活着！

46. Money can bring people dignity, it can enable them to live without having to kowtow, and it can give people a sense of confidence!

47. 永远告诉自己： 你值得被爱，值得拥有世间一切的美好。

47. Always remind yourself: You deserve to be loved, and you deserve to have all the wonderful things in the world.

48. 也许年轻的时候，你身体棒，没有家庭压力，你感觉钱赚多少就花多少很潇洒。

48. Perhaps when you were young, with a strong body and no family pressures, you felt carefree, thinking that you could spend as much money as you earned.

49. 永远不要因为存钱而亏待自己，要舍得投资自己， 努力让自己活得精致、优雅 ，只有当你自己将自己看重了，别人才不会把你看轻。

49. Never be stingy with yourself just to save money. Be willing to invest in yourself, strive to live a refined and elegant life. Only when you value yourself, others will not look down upon you.

50. 当你兜里没钱，那么一点点小的意外就可能让你焦虑无措，唯有当你多存点钱，那么才能够让你的后半生过得心安。

50. When you have no money in your pocket, even a tiny little accident can make you anxious and helpless. Only when you save more money can you live the latter half of your life in peace and ease.

51. 缺钱的苦尝一次就够了，然而，现实生活中更多的人尝到的是晚年缺钱的苦。

51. The bitterness of being short of money should be experienced only once, but in reality, more people taste the bitterness of being short of money in their later years.

52. 手里有存款，不仅做什么都不慌，而且也有了随时"say no"的权利，不指望别人，不委屈自己。

52. Having savings in hand not only ensures peace of mind in doing anything, but also gives the right to "say no" at any time, without depending on others and without compromising oneself.

53. 诚然，我们那个时代的人，挣个钱极不容易，不存钱怕老了日子过不去，因此只知道一味存钱，一分两分往存钱罐里塞。这种做法也是无可厚非的，也只能那么做。但是，时代发展到了今天，现在的中年人，如果还是我们那个年代的活法，那 社会 就倒退了，现在还认为最聪明的活法是存钱，我以为 ，这种活法是狭隘的、也是自私的，更是愚昧的，极不可取 。

53. Indeed, people of our era find it extremely difficult to make a living, and fear that they won't be able to make ends meet in their old age, so they know only one way: to save money, stuffing coins and cents into their piggy banks. This approach is not without justification and is the only way they can do it. However, as the times have evolved to the present, if today's middle-aged people still live the way we did back then, society would regress. If people still believe that the wisest way to live is to save money, I believe that this way of life is narrow-minded, selfish, and even ignorant, and is highly undesirable.

54. 人到中年最大的失败，就是卡里没钱。因为这个时候，你上有老下有小，无论是父母还是孩子，用钱的地方都只会越来越多。

54. The greatest failure in middle age is having no money in the bank. At this time, you have both elderly parents above and young children below, and the places where money is needed will only increase more and more, whether it's for your parents or your children.

55. 在快节奏的现代 社会 下，都说世人慌张、忙碌，不过是图碎银几两。

55. Under the fast-paced modern society, it is often said that people are hurried and busy, but it is just for a few pieces of silver.

56. 女人存钱并没有错，它让我们能够更有底气的面对婚姻和生活，让我们能够从容的应对生活中出现的各种问题和困难， 但当女人只会一味的存钱时，却往往容易“丢掉”自己。

56. It is not wrong for a woman to save money; it allows us to face marriage and life with more confidence, and to calmly deal with various problems and difficulties that arise in life. However, when a woman only blindly saves money, she is often prone to "lose herself."

57. 人到中年就正式步入生活的正轨，没有了曾经的年少轻狂，经过岁月沧桑，变得坚强成稳。而最好的活法不光只是存钱，更应该储存 健康 和善良，唯独有了 健康 才会赚取更多的钱财，善良的人生才更安顺。

57. By middle age, one officially steps into the correct path of life, leaving behind the youthful recklessness of the past. After the vicissitudes of time, one becomes strong and stable. The best way to live is not just to save money, but also to accumulate health and kindness. Only with health can one earn more money, and a life filled with kindness is more peaceful.

58. 中年人，不知道从什么时候开始，成功与否成为了衡量他们的唯一标准。在这个尴尬的年纪，不存钱，没有钱是万万不能的，好像也和你聪不聪明关系不大了，更像是 社会 赋予你们的责任，一次又一次的家庭变故，让你深刻体会到，存钱是必须的。因为你需要反哺上一代，哺育下一代。

58. Middle-aged people, it seems, have been measured by success or failure since an unspecified time. At this awkward age, not saving money is absolutely not an option; it seems less about how intelligent you are and more about the responsibility society has bestowed upon you. One family tragedy after another makes you deeply realize that saving money is essential. Because you need to support the previous generation and nurture the next one.

59. 我就穷苦中过来的，没有存款是不行的，人老了，有时候真的是指望不上儿女的。

59. I come from a poor background, and it's not feasible to have no savings. As people get older, sometimes, they really can't rely on their children.

60. 我们都害怕命运开玩笑，担心意外突然从天而降，而被迫面对的我们却因为口袋空空而感到束手无策， 于是我们学会了存钱。

60. We all fear that fate is playing tricks on us, worrying that unexpected misfortunes may suddenly descend from the sky, leaving us, who are faced with it, feeling helpless due to empty pockets, and thus we learn to save money.

61. 现在年轻人压力大，家庭开销大，能管好自己的小家不啃老就不错了，所以，养老只能靠自己。

61. Nowadays, young people face great pressure and have large family expenses. Just being able to manage their own small family without relying on their parents is already quite an achievement. Therefore, retirement care can only depend on oneself.

62. 所以，中年朋友朋友们，开始你的存钱之路吧，在这个时候，能够帮你也许只有你自己，除了你自己，你别无依靠。加油吧，中年朋友。

62. So, my middle-aged friends, start on your journey to save money. At this time, the only one who might be able to help you is yourself, and besides yourself, you have no one else to rely on. Keep going, my middle-aged friends.

63. 手中有粮，心中不慌。经济独立，是一个成年人的标配！

63. With food in hand, one need not be anxious in heart. Economic independence is a standard requirement for an adult!

64. 钱能解决 99%的问题，而剩下那 1%的问题，往往需要更多的钱来解决。

64. Money can solve 99% of the problems, while the remaining 1% often requires more money to resolve.

65. 可是，对于我们这样大多数普通人来说，我们并没有“钱生钱”这样的头脑和智慧。

65. However, for most ordinary people like us, we do not possess the mindset and wisdom to make "money generate money."

66. “存钱”不如“存 健康 ”！

66. "Saving money" is not as good as "Saving health"!

67. 我这些年一直都有存钱，因为我怕穷，穷的日子太难过了。现在我快60岁了，养老钱也存不少了，活得很安心，将来安度晚年是没什么可忧虑的。

67. I have been saving money over the years because I fear poverty, and life in poverty is too difficult. Now that I am almost 60 years old, I have saved quite a lot of money for retirement, and I live with a sense of security. In the future, there is nothing to worry about when it comes to enjoying a peaceful old age.

68. 你想要把更多的时间留给工作，挣更多的钱、存更多的钱，但周而复始，何时才是尽头呢？

68. You want to allocate more time to work, earn more money, and save more money, but with the cycle repeating, when will it ever end?

69. 在爱情里，女人不能只是一味的付出，适当的给予是完美爱情的保鲜剂，但人的欲望是无穷的， 一味的付出换来的只能是对方的变本加厉。

69. In love, women cannot just keep giving unconditionally. Appropriate giving is the preservative of a perfect love, but human desires are infinite, and unconditional giving can only lead to the other person's intensification of their demands.

70. 或许有很多珍贵的东西，是金钱买不来的，但只有当你有了钱，你才能更好地去享有那一切。辛苦赚钱不是因为多爱钱，而是能给家人更优质的生活。

70. Perhaps there are many precious things that money cannot buy, but only when you have money can you better enjoy all that. Struggling to earn money is not because I love money more, but because it can provide my family with a better quality of life.

71. 人到中年上有老，下有小，为了生计，没有其它可以，没有钱就很难过下去的。所以，中年人一边要好好挣钱，一边要适当存钱。人都是这样的，当你有钱存时，你的心情是愉快的，也就大大增加了你继续努力挣钱的动力和决心，有了存款，才能成就你的梦想。

71. In middle age, one has both the elderly above and the young below. In order to make a living, there's no other choice but to earn a living; life becomes difficult without money. Therefore, middle-aged people need to not only earn money well but also save money appropriately. People are like this: when you have money to save, you feel happy, which greatly increases your motivation and determination to keep working hard, and only with savings can you achieve your dreams.

72. 钱虽然不是万能的，但没钱是万万不能的。

72. Money is not everything, but without money, nothing is possible.

73. 中国人的传统美德就是勤俭。人到中年，还是应该有点老本。该花的钱一定花，比如吃营养食品，看病，学习。不该花的钱不能花，比如买奢侈品，天天吃外卖等。中年人要对自己好点，要活得明白点。幸福在自己的心里。

73. The traditional virtue of the Chinese people is thriftiness. At middle age, one should still have some savings. Spend money where it's necessary, such as on nutritious food, medical care, and education. Don't spend money on unnecessary things, like luxury goods or eating takeout every day. Middle-aged people should treat themselves better and live more clearly. Happiness lies within one's heart.

74. 钱，是一个人的底气，一个人的尊严，经济这么严峻的情况下，在能挣钱的时候还是力所能及的存钱吧，未雨绸缪总不会错！

74. Money is a person's confidence and dignity. In such severe economic conditions, when you can make money, it's still within your means to save as much as possible. Being prepared for the worst is never a mistake!

75. 朋友，我的这个观点可能有偏差，未有说准谈透，欢迎大家批评指正！

75. Friend, my perspective on this matter may be biased, and I haven't expressed it accurately or thoroughly. I welcome everyone's criticism and corrections!

76. 我敢肯定，中年人日子过得不愉快的，绝大部分人都源于口袋空空，手头没钱。

76. I am sure that most middle-aged people are unhappy with their lives, and the vast majority of them are due to being broke and having no money in hand.

77. 多存点钱，不是因为爱钱，而是因为，我们要为将来的意外和风险留足转圜的空间。

77. Save more money, not because of love for money, but rather because we need to leave enough room for maneuver for unforeseen events and risks in the future.

78. 一个男人，年轻的时候就进入了一家上市企业上班，不仅工作稳定而且工资还高。

78. A man started working for a publicly listed company at a young age, not only with stable employment but also with a high salary.

79. 对此我们都感觉他真的疯了，这个年纪辞职再找工作可就难了。不辞职，虽然工作调整至少还有一个工作。

79. We all feel that he is really crazy about this. It's difficult to find a new job after resigning at this age. Not resigning, at least there's still a job with the work adjustment.

80. 那么你才能够从容、踏实、自由地面对人生给出的任何考题，无所畏惧，免于焦虑。

80. Then you can calmly, reliably, and freely face any exam life presents you with, fearless and free from anxiety.

81. 女人这一生永远不会有风险的买卖就是投资自己。

81. The only risk-free investment a woman can make in her life is to invest in herself.

82. 人到老年后，存钱和不存钱的生活真的不一样。现在老了没存款，没法活，以后没有向儿女要钱花的了，必须存钱。

82. After reaching old age, there is indeed a big difference between living with savings and living without them. Now that I'm old and have no savings, I can't make ends meet. In the future, I won't have the need to ask my children for money, so I must save money.

83. 美国华裔女星刘玉玲一生都活得潇洒恣意，她懂得为自己“花钱”，明白要投资自己的道理，几十年里认真保养，也正是因为常年来的精致生活，使她52岁出演《致命女人》时仍然保有强大而自信的气场，让人着实佩服。

83. American Chinese actress Liu Yulin has lived a carefree and任性 life all her life. She understands the importance of "spending money" on herself and knows the value of investing in herself. Over the years, she has taken meticulous care of herself, and it is precisely this refined lifestyle that has allowed her to maintain a strong and confident aura at the age of 52, when she starred in "Fatal Women," which is truly impressive.

84. 往往是钱花光了就是花光了，它不会给你带来任何额外的价值。

84. Often, when you've spent all your money, it's truly spent, and it won't bring you any additional value.