揭秘：如何巧妙节省125元年费，与您相似者必看！

Reveal: How to cleverly save 125 yuan annual fee, a must-watch for those similar to you!

1. 信用卡扣了年费125，可以这样操作，退回！

1. The annual fee of 125 was deducted from the credit card, and here's how you can get it refunded!

2. 于是报上姓名，报上身份证号，工作人员查资产，查社保，马上申请，我记得当时是秒批的，我老公也劝我办一张，说这个还有优惠活动，还有赠品，办一张留着呗！

2. So I provided my name and ID number, and the staff checked my assets and social security. I applied immediately and remember it was approved in seconds. My husband also advised me to get one, saying there were discounts and free gifts available. Why not get one and keep it?

3. 于是我才明白，本想搞明白之后以后就注意了，工作人员告诉我，接下来从扣年费的这一天起的一个月内，如果再单笔刷够三次，这个年费下个月是可以给我退回的！

3. Then I realized that I had intended to be more careful after understanding it, but the staff told me that if I make three separate transactions within a month starting from the day the annual fee is deducted, the annual fee can be refunded to me the following month!

4. 如果大家谁遇到这样的问题，也可以打客服，然后把年费再退回来！

4. If anyone encounters such a problem, you can also contact customer service and then get the annual fee refunded!

5. 今年过年的时候闲来没事看了看他的手机app，发现有抢券的活动，于是又被我用了起来，可怎么一下子扣了年费125呢？

5. This year, when I was idle during the Spring Festival, I took a look at his mobile app and found a coupon redemption activity, so I started using it again. However, how come I was suddenly charged a yearly fee of 125 yuan?

6. 我想到了，其他行有消费次数的规定，是不是这个也有消费次数？当时办卡的时候，自己也没太记清，于是我想弄明白就拨打了邮储银行信用卡的客服热线！

6. I thought of it, there are regulations on the number of consumption times in other lines, isn't there also a regulation on the number of consumption times for this one? When I applied for the card, I didn't remember it very clearly either, so I wanted to understand it and called the customer service hotline for the Postal Savings Bank credit card!

7. 接下来我们去超市的话，还真的有优惠活动，每个月有一次50减20的活动，那时不用抢券，直接结账的时候自动抵减了，我记得当时持续了有半年多的时间！可后来再用的时候，用的人太多，超过指定的人数后就不再有抵减了！接连几次以后我就不再用这个卡消费了！

7. If we go to the supermarket next time, there is actually a promotional activity. There is a 50 yuan off 20 yuan promotion every month, and you don't need to抢券; the discount is automatically deducted at checkout. I remember that it lasted for more than half a year! However, later on when I used it again, there were too many people using it. After exceeding the specified number of people, the discount was no longer available! After a few times like this, I no longer used this card for consumption!

8. 工作人员服务态度很好，核实完我的身份之后，帮我查了一下，告知我消费次数没有够六次，够六次以后是可以免年费的！

8. The staff provided excellent service. After verifying my identity, they checked it for me and informed me that I haven't reached six times of consumption yet. After reaching six times of consumption, annual fees are waived!

9. 闲来无事，因为每个周六都有邮储银行信用卡的优惠活动，比如说在指定的超市可以抢满50减20的券，也有在指定的超市满15减5元的活动！还可以抢加油满减优惠券等等！

9. There's nothing much to do, as there are always promotional activities for the postal savings bank credit cards every Saturday, such as grabbing a discount coupon of 50 RMB off when spending 50 RMB at designated supermarkets, or an activity of 5 RMB off when spending 15 RMB at certain supermarkets! You can also grab fuel discount coupons, etc.

10. 以我的性格扣了就是扣了，而且人家扣的年费也正常，按照以往的惯例和我的做事风格就默默接受了！

10. As for my character, it's just that it was deducted, and it's also normal for the annual fee to be deducted. According to past conventions and my style of doing things, I quietly accepted it!

11. 于是我打开了邮储银行信用卡APP，却猛然发现我的邮储信用卡的可用额度少了125元，我挺纳闷，因为最近一直没有用邮储银行信用卡，而且这个月的优惠活动我还没有抢到，什么时候消费125了呢？点开才发现，原来扣除了年费125元！

11. So I opened the Postal Savings Bank credit card APP, only to suddenly find that my Postal Savings Bank credit card's available limit had decreased by 125 yuan. I was quite puzzled, as I hadn't used my Postal Savings Bank credit card recently, and I hadn't managed to grab this month's promotional offer yet. When I checked, I found out that it was because of the deduction of 125 yuan for the annual fee!

12. 这次主要是我想弄清他要每年单笔消费几次就不扣年费了，我想核实这个事呢，没想到歪打正着，这个费下个月还能给我退回来！

12. This time, it was mainly my intention to clarify whether he needs to make a single purchase several times a year to avoid the annual fee. I wanted to verify this matter, and I didn't expect that things turned out just as I wanted! It turns out that the fee will be refunded to me next month!

13. 今天送完孩子上辅导班，因为时间短，不值当的回去了，于是去旁边公园里小坐！

13. After dropping my child off at the tutoring class today, since the time was short and it wasn't worth going back, I decided to take a little seat in the park nearby!

14. 可工作人员一直在喊我们给我们介绍有好大的优惠活动，比如说每个月的周六可以去当地的超市享受满50减20的优惠，也可以去指定加油站享受满减活动，还有桌子上的赠品，办一张可以拿一个，桌子上的赠品有保温杯，蒸锅，炒锅，榨汁机，空气炸锅等等！

14. The staff members have been calling out to us, introducing various promotional activities. For example, every Saturday, we can enjoy a discount of 20 yuan off a purchase of 50 yuan at the local supermarket, or take part in the discount promotions at designated gas stations. There are also free gifts on the tables, where we can pick one per card, and the free gifts include thermal cups, steamers, wok, juicers, air fryers, and more!

15. 我老公就心动了，觉得有必要办一张，尤其是他相中了那个保温杯，感觉我们出去玩的时候用那个保温杯装水放在后备箱挺合适！

15. My husband was attracted by this idea, thinking it necessary to get one, especially after he set his eyes on that thermal flask, feeling it would be quite suitable to fill it with water for our outdoor trips and keep it in the trunk!