1. 节约莫怠慢，积少成千万。 ——范继亭赞同

1. Do not neglect thrift, for accumulating a little can amount to ten thousand. — Fan Ji Ting agrees.

2. 不喝酒，不抽烟，三年省下无数钱。节俭是致富的秘诀。（英国）

2. Not drinking or smoking for three years saves a great deal of money. Frugality is the key to wealth. (England)

3. 真理是我们所有财产中最有价值的，所以让我们节约吧。——谚语

3. Truth is the most valuable of all our possessions, so let us economize on it. - Proverb

4. 节约与勤勉是人类两个名医。

4. Economy and diligence are two renowned doctors for humanity.

5. 论吃还是家常饭，论穿还是粗布衣。

5. Whether it's about eating or home-cooked meals, or about wearing or coarse cloth clothes.

6. 细水长流，遇灾不愁。

6. A slow, steady flow, and you won't worry in times of disaster.

7. 舒适的享受一旦成为习惯，便使人几乎完全感觉不到乐趣，而变成了人的真正的需要。——卢梭

7. Once comfortable enjoyment becomes a habit, it almost completely ceases to be enjoyable and turns into a real need of a person. — Rousseau

8. 节约光荣，浪费可耻。

8. Saving is glorious, waste is shameful.

9. 历览前贤国与家，成由勤俭破由奢。

9. Look back over the nations and families of the past, and you will find that prosperity comes from diligence and thrift, while decline comes from extravagance.

10. 粗茶淡饭就是福。 ——谚语

10. coarse tea and plain food are blessings. — Proverb

11. 行船靠掌舵，理家靠节约。 ——谚语

11. Sailing depends on the rudder, and managing a household depends on thrift. — Proverb

12. 居家不能不俭，创业不能不勤。

12. It is indispensable to be thrifty at home, and to be diligent in starting a business.

13. 奢则妄取苟且，志气卑辱;一从俭约，则于人无求，于己无愧，是可以养气也。——罗大经

13. If luxurious, one is apt to take what is not one's own and be content with mediocrity, thus bringing oneself low; but if one lives frugally, one has no demands on others and no regrets within oneself, which is a way to cultivate one's moral strength. — Luo Dajing

14. 节俭是天然的财富，奢侈是人为的贫困。——希腊

14. Frugality is the natural wealth, while luxury is artificial poverty. — Greek

15. 精打细算半年粮。

15. Carefully calculate for six months' worth of grain.

16. 节约节约，积少成多，一滴两滴，汇成江河。

16. Save and save, accumulate little by little; drop by drop, they merge into rivers and streams.

17. 春天种下秋天收，如今存下将来用。 ——谚语

17. Sow in spring and reap in autumn; save for future use today. - Proverb

18. 哀哀父母，生我劬劳。无父何怙，无母何恃？——《诗经》

18. Oh, pitiful parents, how toil and trouble they bore me. Without a father, to whom would I turn for support? Without a mother, on whom could I rely? — From the Book of Songs

19. 日储一勺米，千日一石粮。

19. Save a spoonful of rice each day, and after a thousand days, you'll have a stone of grain.

20. 奢侈总是跟随着 ， 总是跟随着奢侈。——孟德斯鸠

20. Luxury always follows, always follows luxury. - Montesquieu

21. 大吃大喝顾眼前，省吃俭用度灾荒。 ——谚语

21. Gluttony for the present, economy during hardship. ——Proverb

22. 勤是摇钱树，俭是聚宝盆。

22. Diligence is a money tree, thrift is a treasure pot.

23. 天下无不是的父母；世间最难得者兄弟。——《格言联璧》

23. There are no wrong parents in the world; the most difficult thing in the world is to have good brothers. — From "Gefanyingbi" (Adages and Proverbs)

24. 一粥一饭，当思来处不易;半丝半缕，恒念物力维艰。

24. A bowl of congee and a meal, one should always think of how hard it is to come by; half a thread and half a yarn, one should constantly remember how difficult it is to maintain material resources.

25. 积小利，成巨富。

25. Accumulate small gains to become a great fortune.

26. 一勺勺积累的东西，不要用桶倒出去。——哈萨克族

26. Do not pour out what you have accumulated spoon by spoon. - Kazakh proverb

27. 岂无远道思亲泪，不及高堂念子心。

27. Can the thought of distant roads and homesickness not bring tears, yet it is not as deep as the longing of the parents for their children in the high hall.

28. 披着破大氅的，往往是个好酒徒。

28. The one draped in a tattered overcoat is often a big drinker.

29. 大意：节俭，是善行中的大德；奢侈，是邪恶中的大恶。

29. Translation: Frugality is a great virtue among good deeds; extravagance is a great evil among vices.

30. 大意：在国家事业上要勤劳，在家庭生活上要节俭。

30. Meaning: Be diligent in national affairs and thrifty in family life.

31. 小钱不知省，大钱将滥花。

31. If one doesn't know how to save small amounts of money, they will squander large amounts.

32. 一粥一饭当思来之不易，半丝半缕恒念物力维艰。

32. Every meal, every morsel should be thought of as not easily obtained; every thread, every fiber should always remind us of the arduousness of material resources.

33. 宽打窄用，有备无患。

33. Make generous estimates and use sparingly; have a reserve and you will be free from worry.

34. 在家靠父母，出外靠朋友。

34. At home, rely on your parents; when out, rely on your friends.

35. 夫君子之行，静以修身，俭以养德，非淡泊无以明志，非宁静无以致远。——诸葛亮

35. The conduct of a gentleman is to cultivate oneself in tranquility, to foster virtue through frugality. Without a dispassionate and indifferent attitude, one cannot clarify one's ambitions; without tranquility, one cannot achieve the distant goals. — Zhuge Liang

36. 大意：纵观历史，大到邦国，小到家庭，无不是兴于勤俭，亡于奢靡。

36. Translation: Throughout history, whether it be for states and nations or for families, all have thrived on diligence and thrift, and perished on account of extravagance and wastefulness.

37. 食不过佳，充饥则可；身不过华；遮身则可。

37. Food does not have to be the best, as long as it can satisfy hunger; clothing does not have to be luxurious, as long as it can cover the body.

38. 钱是一块一块上万，麦是一颗一颗上石。 ——谚语

38. Money accumulates bit by bit into thousands, wheat grows one grain at a time into a heap. ——Proverb

39. 兴家犹如针挑土，败家好似浪淘沙。

39. Building a family fortune is like picking soil with a needle, while wasting a fortune is like being sifted away by the waves of sand.

40. 粮头不俭，粮尾喊饭。

40. The top of the grain is not thrifty, and the end of the grain is shouting for food.

41. 谁在平日节衣缩食，在穷困时就容易度过难关;谁在富足时豪华奢侈，在穷困时就会死于饥寒。——萨迪

41. He who tightens his belt on weekdays will find it easier to get through hard times; he who lives in luxury in times of plenty will die of hunger and cold in times of poverty. - Saadi

42. 谁知盘中餐，粒粒皆辛苦。即使你的家庭财产再多，也要记住这句话。

42. Who would have thought that the food in the bowl comes from toil and sweat? Even if your family's wealth is abundant, remember this phrase.

43. 零钱凑零钱，到时不费难。

43. Make change with change, and it won't be hard when the time comes.

44. 成家子，粪如宝；败家子，钱如草。

44. A family man values filth as treasure; a wastrel regards money as grass.

45. 奢侈的必然后果风化的解体反过来又引起趣味的腐化。（英国）

45. The inevitable consequence of luxury is the dissolution of manners, which in turn leads to the corruption of taste. (Britain)

46. 粮收万石，也要粗茶淡饭。

46. Even with the harvest of ten thousand stones of grain, one should still live on coarse tea and plain food.

47. 慈母手中线，游子身上衣。临行密密缝，意恐迟迟归。谁言寸草心，报得三春晖。——〖唐孟郊

47. A mother's thread in her hands, a son's clothes on his back. She sews them tightly before departure, fearing a long return. Who says the heart of a sprout can repay the three spring suns? —— From Tang Dynasty, Meng Jiao

48. 侈则多欲。君子多欲则念慕富贵，枉道速祸。——司马光

48. Excess leads to desires. When gentlemen have many desires, they yearn for wealth and status, and they will take wrong paths, leading to rapid disaster. — Sima Guang

49. 只有勤来没有俭，好比有针没有线。

49. It's like having a needle but no thread, if there's effort but no thrift.

50. 零钱凑零钱，到时不费难。 ——谚语

50. Make change out of change, and you'll never be at a loss for cash. —Proverb

51. 节约是我们最宝贵的财富,大家一定听过不少。

51. Saving is our most valuable wealth, and I'm sure many of you have heard quite a bit about it.

52. 己所不欲，勿施于人。

52. Do not do to others what you would not have them do to you.

53. 开源与节流并重，节流优先、治污为本、科学开源，综合利用。

53. Emphasize both open source and conservation, with conservation taking precedence, pollution control as the foundation, scientific open source, and comprehensive utilization.

54. 节俭是你一生中食之不完的`美筵。——爱默生

54. Frugality is a feast that you can never exhaust in your lifetime. — Emerson

55. 奢俭之节，必视世之丰约。——先秦《三国志魏书己凯传》

55. The distinction between luxury and frugality must be judged in terms of the prosperity or scarcity of the times. — From the Pre-Qin period, "The History of the Three Kingdoms: The Book of Wei" by Ji Kai.

56. 奢侈好像酒，既使人兴奋，又使人衰弱。——卡尔

56. Luxury is like wine, it excites but also weakens。——Karl

57. 布衣暖，菜根香。 ——谚语

57. Common clothes are warm, and the roots of vegetables are fragrant. ——Proverb

58. 艰苦创事业，奋发断穷根。

58. To toil in the endeavor to establish a new cause, to strive tirelessly to uproot poverty.

59. 自己当老板也好，给别人打工也罢，什么事情都应当执行勤俭的原则。

59. Whether being one's own boss or working for others, the principle of thrift should be applied to everything.

60. 世上莫过手足情，打断骨头连着筋。

60. There is no love greater than the bond between siblings; even if bones are broken, the tendons remain connected.

61. 大意：农夫在中午的炎炎烈日下锄禾，滴滴汗珠掉在生长禾苗的土中。又有谁知道盘中的饭食，每一粒都是这样辛苦得来。

61. Summary: The farmer toils under the scorching sun at noon, with each drop of sweat falling onto the soil where the rice seedlings are growing. Who else knows that every grain of rice on the plate has been earned through such hard work.

62. 只与人家赛种田，莫与人家比过年。

62. Only compete with others in farming, don't compete with others in celebrating the New Year.

63. 一天省一口，一年省一斗。 ——谚语

63. Save a mouthful every day, save a bushel in a year. — Proverb

64. 精打细算，有吃有穿；大吃大喝，当屋卖锅。

64. Spend carefully and you'll have enough to eat and wear; spend extravagantly and you'll have to sell your house and your pot.

65. 耗子还存三分粮。

65. The老鼠 still has three parts of grain stored.

66. 静坐常思己过，吾日三省吾身。

66. Often sitting in meditation, I reflect upon my own faults; I examine myself three times a day.

67. 浪费无底洞，坐吃山要空。 ——谚语

67. A bottomless pit of waste; sitting on a mountain and eating it will run out. - Proverb

68. 踏踏实实做事，堂堂正正做人。

68. Work diligently and conduct oneself honorably.

69. 由俭入奢易，由奢返俭难。

69. It is easy to go from frugality to extravagance, but difficult to return from extravagance to frugality.

70. 任何节约归根到底是时间的节约。 ——马克思

70. Any form of savings is fundamentally a saving of time. ——Marx

71. 火要空心，人要虚心。

71. Fire should be hollow, and people should be humble.

72. 奢侈的必然后果——风化的解体——反过来又引起了趣味的腐化。——卢梭

72. The inevitable consequence of luxury — the disintegration of morals — in turn has led to the corruption of taste. — Rousseau

73. 好处安身，苦处用钱。

73. Make your home in the good, and use your money in the bad.

74. 父兮生我，母兮鞠我，抚我，畜我，长我，育我， 顾我，复我。——《诗经》

74. My father gave me birth, my mother nourished me, tended to me, raised me, grew me up, nurtured me, watched over me, and returned me to health. ——The Book of Songs

75. 过街走斑马，直行看红灯。

75. Cross the street at the zebra crossing, and stop at the red light when going straight.

76. 省下烟酒钱，急难免求人。

76. Save the money spent on tobacco and alcohol, and you won't have to ask others for help in emergencies.